About

We specialize in Medicare insurance. At ML Health Insurance Services, we work as a team of Independent Medicare Insurance Agents and assistants who help our clients with their health insurance. Our team consists of agents who are part of the California Exchange Insurance Center.

We work with Medicare Eligibles and their family members or authorized representatives to assist with understanding and choosing a Medicare plan that most fits their needs and budget.

Monica W. Ly, Independent Health Insurance Broker

Monica W. Ly, is a licensed and trained independent insurance agent who has been in this profession for over 8 years. She is certified and contracted with many top Medicare Advantage, Prescription Drug and Medicare Supplement plan carriers. She represents most major companies with a Medicare contract and is qualified to answer any questions you may have.

At no cost to you, she will help you understand your Medicare benefits, find a Medicare plan that best fits your personal situation while keeping in mind your healthcare needs and budget. She will also check in with you year after year to make sure your plan is working for you.

By educating you about the available options, she will give you the power to compare and the freedom to choose what is best for you.

Contact her today to schedule a no-cost consultation by clicking here.

She currently represents the following carriers in California:

  • Anthem
  • Aetna
  • Alignment
  • Blueshield
  • CalOptima in Orange County
  • Clever Care
  • Humana
  • United Healthcare
  • Scan Health Plan
  • Wellcare (formerly Healthnet, EasyChoice)
  • Molina Health Care (formerly Brand New Day and Central Health Plan)

Serving various counties including Los Angeles, Orange, San Diego, San Bernardino, Riverside, Fresno, Ventura, Santa Clara, Alameda and Madera.

We are also licensed in Arizona and can help Medicare Eligibles living in Arizona.

Still wondering, Why Work with us? Click here to find out what our clients have to say about working with us.